5 Reasons to Say "NO" to Individual Mandate


5 Reasons to Say "NO" to Individual Mandate
The U.S. House's H.R. 3200 and Sen. Ted Kennedy's "Affordable Health Choices" reform bill have a mandate that all citizens purchase health insurance...and a financial penalty for failure to comply. Even though this provision will secure a federal takeover of health care, many conservatives appear ready to accept the mandate. Congress is in recess. Talk to those who represent you. Explain the following 5 dangers of the proposed federal mandate requiring individuals to purchase insurance:


Unconstitutional - A federal mandate on individuals to purchase insurance is unconstitutional. It's not only a violation of individual rights related to the right to and control over personal property (income), it's also a violation of the Tenth Amendment which limits federal powers to only those included in the U.S. Constitution. All other powers belong to the States.
Federal Takeover of Health Care - If Congress mandates the purchase of health insurance, the federal government is obligated to enforce and implement the law, potentially leading to a one-size-fits-all national health insurance system in the near future—and no private insurance, no medical sharing organizations and no health insurance agents.

Government-Defined "Insurance" - If Congress mandates that all citizens purchase health insurance, Congress will be forced to define exactly what kind of insurance policies do and do not qualify as "insurance." Individuals who do not purchase "qualified" insurance policies will be penalized (fined/taxed), regardless of the cost, necessity, or ethical issues of the covered benefits to the individual.
Higher Costs - If an individual health insurance mandate becomes law, D.C. politics and special interest lobbying will expand the number of services required in the "qualified" health insurance policies, raising the cost of health insurance for all citizens who may or may not be in need of the services required by law to be covered.

Health Care Denials - If the federal government is obligated to keep health insurance "affordable" for individual purchase, government will be empowered to implement price controls and require doctors to deny access to medical care. The government-defined list of benefits will only be available if they were determined by the government to be "effective," "appropriate," "cost-effective," "valuable," and "medically necessary," — terms already under discussion in the proposed bills.

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